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RECREATIONAL VEHICLES
Boat & Watercraft Insurance
Boat insurance helps protect your investment on the water. Coverage may include protection for your boat, equipment, and liability if someone is injured or property is damaged while you're boating.
Whether you enjoy fishing, cruising, or watersports, we can help you stay protected.
What Does Boat Insurance Cover?
​Boat insurance helps protect both your vessel and your liability while on the water. Coverage may include:
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• Boat Liability Coverage – Protection if you cause injury or damage while operating your boat.
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• Physical Damage Coverage – Helps pay for repairs to your boat after an accident.
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• Comprehensive Coverage – Protection for theft, fire, vandalism, or weather-related damage.
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• Medical Payments Coverage – Helps pay medical expenses for injuries sustained while boating.
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• Equipment Coverage – Protection for boating equipment and accessories
Motorcycle Insurance
Motorcycle insurance provides important protection for riders in the event of an accident, theft, or damage to your bike. Coverage can include liability protection, collision coverage, comprehensive coverage, and more.
Whether you ride occasionally or every day, we can help you find coverage designed for your needs.
What Does Motorcycle Insurance Cover?
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Motorcycle insurance can provide protection for both the rider and the bike. Coverage may include:
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• Liability Coverage – Protection if you cause injury or property damage to others.
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• Collision Coverage – Helps pay for repairs to your motorcycle after an accident.
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• Comprehensive Coverage – Protection for theft, vandalism, fire, or weather damage.
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• Uninsured / Underinsured Motorist Coverage – Protection if you're involved in an accident with an uninsured driver.
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• Accessory Coverage – Protection for custom parts and modifications added to your motorcycle.
RV Insurance
RV insurance provides coverage for recreational vehicles such as motorhomes, campers, and travel trailers. Coverage can help protect against accidents, damage, theft, and liability while traveling or parked.
Whether you're taking weekend trips or long road adventures, we can help you find the right coverage.
What Does RV Insurance Cover?
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RV insurance combines elements of both auto and homeowners insurance to protect your recreational vehicle. Coverage may include:
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• Liability Coverage – Protection if you cause injury or property damage while driving your RV.
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• Collision Coverage – Helps pay for repairs if your RV is involved in an accident.
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• Comprehensive Coverage – Protection for theft, fire, vandalism, or weather damage.
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• Personal Belongings Coverage – Protection for personal items kept inside your RV.
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• Vacation Liability Coverage – Liability protection when your RV is parked and used as temporary living space.
Golf-Cart Insurance
Golf carts are no longer used only on the golf course. In many communities throughout Georgia and South Carolina, golf carts are commonly driven through neighborhoods, around town, and for short trips to local shops, parks, or community events.
If your golf cart is operated on public streets or in residential areas, insurance coverage can help protect you from liability if an accident occurs, as well as provide coverage for damage, theft, or other unexpected events.
At Dasher Insurance Agency, we work with insurance companies that offer specialized golf cart insurance policies designed for carts used both on and off the golf course.
Do I need Golf-Cart Insurance?
Many towns and local communities allow golf carts to be driven on certain local streets and neighborhood roads, but they are typically not permitted on major highways or high-speed roads.
While requirements can vary depending on the municipality, having insurance is an important way to protect yourself financially if you cause property damage or someone is injured while riding in or around your golf cart.
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Even if insurance is not required in your area, a policy can provide valuable protection against:
• Liability for injuries or property damage
• Damage to your golf cart
• Theft or vandalism
